Well, it’s almost here. Or should I say, it’s almost mine. I sign the closing documents for my new (to me!) house on Friday. This process has been such an emotional roller coaster, that I am facing Friday’s date feeling anxious, scared, nervous, excited, relieved, speechless etc. But most of all, I am ready!
Some little girls grow up dreaming of their perfect wedding, I am pretty sure I grew up dreaming of and designing my perfect house. This house may not have been anything that I would have thought of as being perfect, but for where I am in my life currently, it is. I am not sure if there is ever “the right time” or if one is ever absolutely sure about what they are doing taking on such big investment, but had I known some of what the few months following me signing the contract would hold, I would seriously reconsider. Between the stress directly related to the purchase, the kiddo starting school and other personal issues, I know the last several weeks have been very taxing on me. I signed the contract to purchase the house August 3 and would have never dreamed that it would take almost 2 months to close. I know nothing about my loan was standard – IF YOU QUALIFY, GET A USDA LOAN! You can thank me later! – but all, well most, parties involved stayed diligent to get it processed. I have used this time to plan, prepare, gather and purchase things for me to get in the house. I think I am prepared to sleep even less then I do now, feel aches and pains in places I didn’t know existed, have moments of creative genious, and think I am at wits end all while transforming both my soul and MY house.
This is where I decided to jump up on my soap box for a second. I am four months post divorce and buying this house. I hope everyone understands the value of good credit and even moreso, the importance of a good relationship with your exspouse. Because we care enough, we made sure not to ruin either’s great credit score. Mine was exceptionally helpful, because even though we are no longer married, he had to provide almost as much paperwork as I did to my lender. I came from the construction industry and heard plenty of times that “the ex ruined my credit score” Well I am proof that that doesn’t have to be the case, you just have to be civil! :)
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